This means that we handle and prepare each claim and case as if it is going to trial. We accomplish that by consulting with different engineers, adjusters, contractors, and other experts in order to determine whether the damage to your property is covered by your insurance policy.




Let our Trial Attorneys help you.
Call Us 1-888-8-WEB-LAW






When we buy a new home or a commercial or rental property in Florida, we buy insurance for it with the expectation that if damage or loss occurs we would be covered. Unfortunately, some insurance companies will come up with the most creative reasons to deny coverage, delay payment, or underpay claims. If you are struggling against an insurer after filing a claim, don’t do it alone. Insurance companies have the experience and resources to engage you in a long and stressful dispute. Instead, work with an experienced team that will put you on equal footing.

Watson et Barnard, PLLC is not your average “property damage” law firm. We utilize top-quality resources to back your claim (such as engineers, loss consultants, and other loss experts)

We’re here for when your safety net goes missing

success stories

Lee WilliamsLee Williams
23:43 26 Apr 23
As new homebuyers who were going through a less than smooth experience with a seller, we nearly experienced a nightmare scenario until we were referred to Watson et Barnard to salvage the situation and enable us to agree to a compromise with the seller and reset our home search. We truly appreciate their willingness to go the extra mile in alleviating our concerns and enabling us to come to an amicable solution with the seller. I would offer my highest recommendation to enlist their services to anyone who is encountering real estate troubles during the home buying process.
Joseph EstevezJoseph Estevez
15:49 13 Feb 23
HIGHLY RECOMMENDED! I was referred to Chris Watson by a friend that used his services for an insurance claim and thank god I called and decided to do the same. From the beginning Chris was very professional and explained everything to me. My insurance claim was initially denied but with Chris's experience and expertise the insurance company came to their sense and settled the case. If you are thinking about filing an insurance claim for your property don't do it alone. Call Chris.If it wasn't for Chris I would've had to pay for my roof repairs out of my pocket.
Pablo CamusPablo Camus
20:27 02 Feb 23
I was extremely please after speaking with the attorney Christopher Watson. Not only he took the time to explain all my options, but he guided me in the right direction on how to try to resolve my issue myself first and if I had any problems he would be happy to take over from there. Very professional and very unusual for attorneys that always trying to pitch you!!! Thank You.
James GorsonJames Gorson
21:18 01 Feb 23
Mr. WATSON was very knowledgeable and such a nice man. He was professional with a soft demeanor and happy to help! He took the time to answer my questions without trying to squeeze me for a consultation fee. He's trust worthy and credible. Provided great advice! I just found my new attorney!
Betty K.Betty K.
21:36 04 Jan 23
Wind Damage: Efficient and experienced professionals. It is amazing to know you are in the hands of professional attorneys. Watson and Barnard saved me so much pain when my Nana’s cabin was beaten up by the wind last month. It is nice to find a company you can trust. Thank you, guys, very much.
Merry C.Merry C.
22:17 13 Dec 22
Rain Damage- The rainy season is lovely but can get messy quickly. Our family home got the brunt of it last season, and the insurance company I subscribed to wasn't budging. However, a family friend told us about this company, which has been the most efficient team one could wish for. I appreciate you guys.
19:30 05 Dec 22
Flood Damage: Mr. Watson, I love and respect you and your professionalism. My apartment had water damage because of a heavy downpour. My insurance company gave me the run-around even though I had the coverage. I had to live in a slum for six months. I consulted Mr. Watson, and in no time at all, he fixed me up. Truly impressive service, I promise you.
Helen N.Helen N.
23:16 30 Nov 22
Hurricane Damage: The last hurricane season left a lasting impression on my house. I filed an insurance claim immediately, and the company said they "had their hands full" and will respond soon. It took almost a year and may have lasted longer if Mr. Watson hadn't come to the rescue. Highly experienced and efficient!
A. MartinezA. Martinez
21:07 11 Nov 22
Underpaid Claim: Have you been underpaid on yet another insurance claim? Has every attorney been bailing on you just because they are too chicken? That's history now, and it is all thanks to Chris. You are the best trial attorney I know. Nothing but love.
Martha B.Martha B.
21:57 19 Oct 22
Denied Claim: Being directed to Watson et Bernard PLLC was a miracle. I had been having difficulty obtaining storm damage benefits for over a year. When other attorneys gave up on me, Christopher stepped in and quickly secured all benefits denied.
E. OliviaE. Olivia
22:48 29 Sep 22
Homeowner's Insurance Attorney: I could not believe my insurance company's insanity in telling me that I needed to repair the damage to my deck. It was an accident, and they didn't even care. Not until Mr. Watson stepped in. The ease with which everything was resolved is still shocking. He is a freaking good attorney. Highly recommended.
John F. Wilkins IIJohn F. Wilkins II
20:19 13 Sep 22
The Insurance company would have taken advantage of us if not for the professional help from Watson et Barnard PLLC
16:23 18 May 22
What a great experience working with this firm. My attorning was Maxwell Barnard and he was great, kept me posted and was always available keeping me at ease throughout this whole process. The process was swift and very efficient... And Mario, what can I say about Mario, he was amazing, he always followed up with me and answered all my questions and calls. He is definitely one of kind in todays world; a great asset to this firm!
Desi SingerDesi Singer
19:22 20 Mar 22
My case was handled by Chris Watson in a very professional manner. He was always available for questions and went above and beyond. Attentive and kept us updated and informed all throughout. Thank you Chris and your team for your excellent service. We are truly grateful!
Nattassja PichNattassja Pich
17:19 27 Aug 21
We started working with WEB last year for a claim on our roof. They were super informative and upfront about what the process would entail so we knew exactly what to expect. Everyone was very helpful and responsive. Max and his team are the best!
Guillermo CuevasGuillermo Cuevas
19:29 19 Jan 21
it's a good feeling when you know you are being represented by professional attorneys. This was my experience with Watson, Espinal, Barnard, PLLC. Thank you guys very much, specially Gabby.
Robert JimenezRobert Jimenez
01:14 03 Dec 20
They were amazing, very informative, up to date, and really fights for their clients.
Bryan DiazBryan Diaz
18:31 17 Nov 20
I would like to say that this is an excellent firm. My biggest appreciation with Watson Espinal & Barnard is communication. Communication goes a long way ! When you are providing service for someone, you’d like the customer to be comfortable trusting you. I’m a police officer and my job also involves constant communication with victims to ensure that they can have faith in what I represent with the service. Same way i gave my faith with this firm because of their assurance and I want everyone to feel great being serviced the way I was.
My name is Ozzy and I am the owner a Air Doctors, a Mold Inspection conpany. I not only use this law firm for my personal and business matters, I also refer them to my customers who have had denied or insurance underpaid insurance claims. I have never had a customer who was not completely thrilled and satisfied with their service. What I love most is their customer service and availability. You can call them at any time and always speak with someone who is knowledgeable about your case.Love these guys, will use and refer them fkr ever!
Marc SampedroMarc Sampedro
21:49 25 Sep 19
Can’t say enough about Barnard Law.. Brandy, Gaby & Genesis all went above and beyond to help me out with my claims and make the process go as smooth as possible. I highly recommend this firm to anyone.. Thank you again Barnard Law...
Becker DownieBecker Downie
19:52 07 Aug 19
Brandy and Genesis at Barnard Law were absolutely AMAZING! I highly recommend them to everybody because they worked closely with us throughout our entire insurance claim and got us our entire claim amount. We were in a battle for two years and they never gave up hope and pushed hard for us from start to finish. I never had a phone call or email unanswered and every question I had was answered in great detail so I understood the entire process.Thank you Brandy and Barnard Law for everything, we can’t thank you enough for your hard work and persistence.
Mayra CapoteMayra Capote
22:22 27 Jun 19
Max Barnard and Mr. Espinal handled my claim expeditiously and with great care. My house is now back to being pristine condition with the money Max and the entire Barnard Law Offices team got me for my damages. Max answered all my questions and concerns and made me feel like part of the Barnard family. Also, instead of leaving a message when I had a time sensitive concern and Max was unavailable, I would be transferred to an another attorney, like Eric Barnard, to address the questions. I highly recommend this office.

practical information about how to

protect your property

To answer as many of these commonly asked questions as possible, we’ve put together a library of Video FAQs full of practical information about how to protect your property as thoroughly as possible and know your rights when an insurance dispute arises. If you or someone you know has a question or issue with their property insurance company or insurance claim, do not hesitate to contact us.


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Cada póliza es diferente y debe ser revisada y evaluada para identificar lo que sí está y no está cubierto.  Algunas pólizas son pólizas de “todo riesgo”, lo que significa que cubren el daño físico directo a su hogar causado por cualquier peligro a menos que se excluyan específicamente. Mientras que otras son pólizas de

Failing to timely report your loss.   What is timely reporting?  Insurance policies do not give a specific time period to report a loss. However, case law provides a standard as to whether notice of a loss was given promptly to your insurance company.  “’Prompt’ is undefined in the policy. It is well settled, however,

The following actions should be taken after the storm is passed and it is safe to do so: First, document the extent of your damage with videos and photos.  This should be a good 20-minute walk around your house both outside and inside to capture any water or wind related damage from the storm (and

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